Discover the playbook, navigate real-world pathways, and unlock your next move through Off The Options.

CONFIDENTIAL // OFF THE OPTIONS // FILE 005

OPEN THE FILE. FIND THE ROUTE. BUILD THE OPTIONS.

CLASSIFIED MATERIAL // REPRODUCTION PROHIBITED

For Individuals

Every OTO tier includes the ebook. Learn is $44.44 one time for the ebook only. Guide is $99.99/month and adds the Tally intake, guided resources, and a step-by-step resource list. Elite is $555.55/month and adds the AI Hive with state-specific FCRA dispute drafts, an actionable plan, and ZIP-code resource navigation.

Individual Solutions

For Organizations

Partner with Off The Options through a focused cohort or institutional program. Start with the Organizational Partnership Inquiry, then schedule an Organizational Discovery Call to scope your workforce, reentry, or nonprofit pathway.

Organizational Programs

FILE 005 // INDIVIDUAL SOLUTIONS

Individual Solutions

OTO Learn

$44.44 one time

OTO Learn is strictly the ebook—nothing else. Buy once for $44.44 one time and receive the PDF automatically after checkout. No Tally intake, guided resources, or AI Hive.

PURCHASE LEARN

OTO Guide

$99.99/month

Includes the ebook plus the Tally Resource Activation Intake, guided resources, and a step-by-step resource list based on your goals. AI Hive access is not included.

SUBSCRIBE GUIDE

OTO Elite

$555.55/month

The ultimate bundle: the ebook, Tally intake, guided resources, and AI Hive access for state-specific FCRA dispute drafts, an actionable step-by-step plan, and ZIP-code resource navigation.

SUBSCRIBE ELITE

FILE 005 // INSTITUTIONAL PARTNERSHIPS

Institutional Programs

DOSSIER // 01

INTRO COHORT

$2,500

Focused cohort and basic guidance for organizations starting their workforce, reentry, or financial education pathway. No AI Hive access.

PARTNERSHIP INQUIRY

SCHEDULE A DISCOVERY CALL

DOSSIER // 02

15-PARTICIPANT COHORT

$7,500

Six-week institutional program for up to 15 participants with education, resource navigation, accountability, and AI Hive access.

PARTNERSHIP INQUIRY

SCHEDULE A DISCOVERY CALL

DOSSIER // 03

25-PARTICIPANT COHORT

$10,500

Six-week institutional program for up to 25 participants with AI Hive access; $500 for each additional participant above 25.

PARTNERSHIP INQUIRY

SCHEDULE A DISCOVERY CALL

AI Hive Mind

Available with OTO Elite: generate state-specific FCRA dispute drafts, build an actionable step-by-step plan, and navigate resources by ZIP code at off-the-options.ai.studio.

Access AI Studio

Off The Options® provides educational content and technology solutions for financial literacy and professional development. The information provided by OTO is for general informational purposes only and is not intended as financial, legal, tax, or investment advice. OTO does not guarantee credit deletions, score increases, funding approvals, or housing placement. By using our services, you acknowledge that OTO is not providing individualized legal, tax, investment, or financial advice. Always consult a qualified professional before making any financial decisions.